EMI is not the full cost
Look at processing fees, insurance, taxes, late charges and total repayment.
କେବଳ EMI ନୁହେଁ, total repayment ଦେଖନ୍ତୁ।
Financial Literacy / ଅର୍ଥ ଜ୍ଞାନ
Simple money knowledge for stronger decisions.
ସରଳ money knowledge, ଭଲ financial decision।
Build useful habits around borrowing, saving, digital safety and document awareness.
Loan, saving, fraud safety ଓ banking documents ବିଷୟରେ practical learning।
Learn Before You Decide / ନିଷ୍ପତ୍ତି ପୂର୍ବରୁ ଶିଖନ୍ତୁ
Small financial concepts, big practical impact.
Credit score matters
Repay on time, avoid unnecessary applications and check reports for errors.
ସମୟରେ payment କଲେ credit profile ଭଲ ରହେ।
Emergency fund first
Keep a buffer for health, job loss, repairs and other unexpected costs.
ଅପରିକଳ୍ପିତ ଖର୍ଚ୍ଚ ପାଇଁ emergency saving ରଖନ୍ତୁ।
Fraud safety
Do not share OTP, UPI PIN, card CVV, screen-sharing access or remote-control access.
“KYC update” ନାମରେ ଆସୁଥିବା unknown link ଖୋଲନ୍ତୁ ନାହିଁ।
Read before signing
Ask for a copy of the application, schedule of charges and key fact statement.
Blank form ଉପରେ signature କରନ୍ତୁ ନାହିଁ।
Nomination helps families
Keep nomination updated for bank accounts, deposits, investments and insurance.
Nominee details ସଠିକ୍ ଓ updated ରଖନ୍ତୁ।
Bharat Finpoint Support
Need personal guidance?
ବ୍ୟକ୍ତିଗତ ସହାୟତା ଦରକାର କି?